LOS - Loan Origination System
• Easy product setup and configuration.
• Ability to configure collaterals and manage workflows.
• Flexibility to configuring reports, generate letters/memos, loan application forums and loan agreement.
• Flexible loan processing workflow based on BPMN.
• Easily configureable workflows and loan processing stages.
• Ability to handle multiple roles, configure maker-checker flows and including contact point verifications and reference checks.
LMS - Loan Management System
• Achieve comprehensive loan management of your loan products.
• Configurable Loan product definition.
• IFRS compliant LMS.
• Asset classification as per RBI norms.
• Integrated Loan performance dashboards.
• AI models for credit monitoring.
• Lenders can allocate collections to organisation and collection agents.
• Manage tasks, KPI's & attendance for agents.
• Lenders can settle payments to lender accounts and conduct reconciliation.
• Manage end to end cash based collections.
• Lenders can manage collections better, manage collection agents and get complete control on collection process.
• Process hundreds of data points for collected for credit decisioning for a more accurate default prediction.
• Neural network based AI architecture to ingest numeric and categorical data for assessing default probabilities.
• Visual AI workbench enabling the lender to model data. No need to understand coding.
• One-click deployment of AI models into production infrastructure. Giving the power back to lender.